{"id":3269,"date":"2026-09-17T06:45:40","date_gmt":"2026-09-17T06:45:40","guid":{"rendered":"https:\/\/ceniconstrucoes.com.br\/wp\/es\/guias\/como-transferir-dinero-de-argentina-a-brasil-para-comprar-un-inmueble\/"},"modified":"2026-10-14T17:22:06","modified_gmt":"2026-10-14T17:22:06","slug":"como-transferir-dinero-de-argentina-a-brasil-para-comprar-un-inmueble","status":"publish","type":"page","link":"https:\/\/ceniconstrucoes.com.br\/wp\/es\/guias\/como-transferir-dinero-de-argentina-a-brasil-para-comprar-un-inmueble\/","title":{"rendered":"C\u00f3mo transferir dinero de Argentina a Brasil para comprar un inmueble"},"content":{"rendered":"\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Sans:opsz,wght@9..40,400;9..40,500;9..40,700;9..40,800&amp;family=Newsreader:ital,opsz,wght@0,6..72,400;0,6..72,500;1,6..72,400;1,6..72,500&amp;display=swap\" rel=\"stylesheet\"\/>\n<style>:root {\n    --navy: #0B1F3A; --navy-2: #14304F;\n    --ink: #111A26; --muted: #5A6876; --line: #DCE1E6;\n    --paper: #FFFFFF; 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}\n }\n.ceni-site .related .rel a .k, .ceni-site .related li .k { white-space: normal !important; }\n.ceni-site .header { position: fixed !important; top: 0; left: 0; right: 0; z-index: 120 !important; background: transparent !important; border-bottom: 0 !important; box-shadow: none !important; padding: 14px 16px 0; }\n.ceni-site .header .wrap { background: #FFFFFF; border: 1px solid rgba(1,16,61,.10); border-radius: 18px; padding-inline: 18px; height: 68px; box-shadow: 0 6px 24px rgba(1,16,61,.10); }\n.ceni-site .header .lang { border-radius: 10px; }\n.ceni-site .header .burger { border-radius: 10px !important; }\n@media (min-width: 1181px) {.ceni-site .header .wrap { width: fit-content; max-width: calc(100% - 40px); gap: 34px; padding-inline: 22px; }\n.ceni-site .header .nav { margin: 0; gap: 28px; font-size: 15px; font-weight: 700; }\n.ceni-site .header .nav a { color: var(--ink) !important; }\n.ceni-site .header .nav a:hover, .ceni-site .header .nav a.on { color: var(--accent) !important; }\n.ceni-site .header .lang { margin-left: 0; }\n\n  }\n@media (max-width: 900px) {.ceni-site .header { padding: 10px 12px 0; }\n.ceni-site .header .wrap { border-radius: 14px; padding-inline: 12px; height: 60px; }\n }\n.ceni-site .header .nav .nav-cta { display: none; }\n@media (max-width: 1180px) {.ceni-site .header .wrap { position: relative; }\n.ceni-site .header.menu-open::before { content: \"\"; position: fixed; inset: 0; z-index: -1; background: rgba(1,16,61,.45); }\n.ceni-site .header.menu-open .nav { display: flex !important; flex-direction: column; gap: 0; position: absolute !important; left: 0 !important; right: 0 !important; top: calc(100% + 10px) !important; margin: 0 !important; padding: 8px 8px 12px !important; background: #FFFFFF !important; border: 0 !important; border-radius: 16px !important; box-shadow: 0 24px 60px rgba(1,16,61,.28), 0 2px 8px rgba(1,16,61,.08) !important; max-height: calc(100svh - 110px); overflow-y: auto; }\n.ceni-site .header.menu-open .nav a:not(.nav-cta) { display: flex !important; align-items: center; justify-content: space-between; padding: 15px 14px !important; font-size: 17px !important; font-weight: 700 !important; color: var(--ink) !important; border-top: 1px solid #EEF1F4 !important; }\n.ceni-site .header.menu-open .nav a:not(.nav-cta):first-child { border-top: 0 !important; }\n.ceni-site .header.menu-open .nav a:not(.nav-cta)::after { content: \"\u2192\"; font-weight: 400; color: var(--accent); }\n.ceni-site .header.menu-open .nav a.nav-cta { display: flex !important; align-items: center; justify-content: center; gap: 10px; margin: 10px 6px 0; padding: 15px 16px !important; border: 0 !important; border-radius: 12px; background: var(--wa); color: #FFFFFF !important; font-weight: 700; font-size: 15.5px; }\n.ceni-site .header.menu-open .nav a.nav-cta svg { width: 18px; height: 18px; fill: currentColor; flex: 0 0 auto; }\n\n  }\n.ceni-site .guide-head, .ceni-site .head, .ceni-site .act-head { padding-top: 92px; }\n@media (max-width: 900px) {.ceni-site .guide-head, .ceni-site .head, .ceni-site .act-head { padding-top: 74px; }\n }\n.ceni-site [id] { scroll-margin-top: 100px; }\n.ceni-site aside { top: 104px; }\n@media (max-height: 760px) {.ceni-site aside { position: static; }\n }\n.ceni-site .btn { border-radius: 12px; }\n.ceni-site .direct, .ceni-site .two > div, .ceni-site .tablewrap, .ceni-site .box, .ceni-site .cta-mid, .ceni-site .related .rel li > a[href], .ceni-site .wrap .grid > a.g, .ceni-site .wrap .nota-grid > a.nota { border-radius: 16px; }\n.ceni-site .direct, .ceni-site .box, .ceni-site .wrap .grid > a.g, .ceni-site .wrap .nota-grid > a.nota { overflow: hidden; }\n.ceni-site .related .rel a .ph { border-radius: 10px; }\n.ceni-site .box { border-color: var(--line); box-shadow: 0 6px 20px rgba(1,16,61,.05); }\n.ceni-site .box.navy { background: radial-gradient(120% 150% at 0% 0%, #0F3092 0%, #04175A 45%, #01103D 80%) !important; border: 0; }\n.ceni-site .cta-mid { background: var(--sand); }\n.ceni-site article .cta-end { background: radial-gradient(ellipse 80% 70% at 30% 20%, #0F3092 0%, #04175A 45%, #01103D 80%) !important; border-radius: 24px; overflow: hidden; padding: 34px 32px; }\n.ceni-site article .cta-end .pos { color: #E3C89C !important; opacity: 1 !important; }\n@media (max-width: 560px) {.ceni-site article .cta-end, .ceni-site article .cta-mid { padding: 24px 20px; }\n }\n.ceni-site .two h3, .ceni-site .two .care h3, .ceni-site .two.care h3 { color: var(--ink); }\n.ceni-site .two > .care { box-shadow: inset 0 3px 0 #C29A5B; }\n@media (max-width: 560px) {.ceni-site article .btn, .ceni-site aside .btn { white-space: normal; max-width: 100%; text-align: center; justify-content: center; line-height: 1.3; }\n.ceni-site article .cta-mid .btn, .ceni-site article .cta-end .btn { width: 100%; }\n\n  }\n.ceni-site .related .rel li { border: 0 !important; padding: 0 !important; display: block !important; background: none !important; }\n.ceni-site .related .rel { grid-template-columns: repeat(2, minmax(0, 1fr)); }\n@media (max-width: 640px) {.ceni-site .related .rel { grid-template-columns: minmax(0, 1fr); }\n }\n.ceni-site .related .rel li > a[href] { border: 1px solid var(--line) !important; background: #FFFFFF; box-shadow: 0 6px 20px rgba(1,16,61,.05); }\n.ceni-site .related .rel li > a.pilar[href] { border-color: var(--navy-2) !important; background: var(--accent-soft); }\n.ceni-site .float .btn-wa { width: 60px; height: 60px; padding: 0 !important; gap: 0; justify-content: center; border-radius: 50% !important; font-size: 0; box-shadow: 0 8px 24px rgba(0,0,0,.28); }\n.ceni-site .float .btn-wa span { display: none !important; }\n.ceni-site .float .btn-wa svg { width: 28px !important; height: 28px !important; }\n.ceni-site footer { background: #F6F6F6; border-top: 0 !important; }\n.ceni-site footer .legal { display: none !important; }\n@media (max-width: 640px) {.ceni-site footer { padding-bottom: 96px !important; }\n }\n.ceni-site .entregas ul { list-style: none; padding: 0; margin: 8px 0 0; display: grid; }\n.ceni-site .entregas li { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 2px 12px; align-items: center; padding: 12px 0; border-top: 1px solid var(--line); margin: 0; }\n.ceni-site .entregas li:first-child { border-top: 0; padding-top: 4px; }\n.ceni-site .entregas li b { font-size: 15px; color: var(--ink); line-height: 1.25; }\n.ceni-site .entregas li span { grid-column: 1; font-size: 13px; color: var(--muted); line-height: 1.35; }\n.ceni-site .entregas li strong { grid-column: 2; grid-row: 1 \/ span 2; font-size: 24px; font-weight: 800; color: var(--navy-2) !important; letter-spacing: -.02em; font-variant-numeric: tabular-nums; }\n.ceni-site .box.entregas .ref { margin: 10px 0 0; font-size: 14px; color: var(--ink); font-weight: 500; }\n.ceni-site .box.entregas .fonte { margin: 8px 0 0; font-size: 12px; color: var(--muted); line-height: 1.45; }\n.ceni-site .wrap .grid > a.g, .ceni-site .wrap .grid > a.g.live { border: 1px solid var(--line) !important; background: #FFFFFF; box-shadow: 0 6px 20px rgba(1,16,61,.06) !important; }\n.ceni-site .wrap .nota-grid > a.nota[href] { border: 1px solid var(--line) !important; box-shadow: 0 6px 20px rgba(1,16,61,.06); }\n.ceni-site .g .go, .ceni-site .nota .go { color: var(--accent); }\n.ceni-site .sec-head h2 { font-size: 24px; }\n@media (max-width: 560px) {.ceni-site .wrap > section > .grid { grid-template-columns: none; grid-auto-flow: column; grid-auto-columns: 84%; overflow-x: auto; scroll-snap-type: x mandatory; margin-inline: -16px; padding: 4px 16px 16px; scroll-padding-inline: 16px; gap: 12px; scrollbar-width: none; }\n.ceni-site .wrap > section > .grid::-webkit-scrollbar { display: none; }\n.ceni-site .wrap > section > .grid > .g { scroll-snap-align: start; }\n.ceni-site .wrap > section > .grid > .g.rv { opacity: 1 !important; transform: none !important; }\n\n  }\n:root {\n    --noite: #01103D; --noite-2: #04175A; --profundo: #0F3092; --royal: #1141D8; --royal-claro: #3B6DF0;\n    --ouro: #D1AE79; --ouro-2: #C29A5B; --ouro-claro: #E3C89C;\n    --cinza: #F6F6F6; --cinza-2: #E8EAF0; --wa-2: #187A4C;\n  }\n@media (min-width: 1400px) {.ceni-site .wrap { width: min(1180px, 100% - 13vw); }\n }\n.ceni-site .num { font-variant-numeric: tabular-nums; }\n.ceni-site .serif { font-family: \"Newsreader\", Georgia, serif !important; font-style: italic; font-weight: 400; letter-spacing: 0; }\n.ceni-site .btn { justify-content: center; line-height: 1.25; }\n.ceni-site .btn-wa { box-shadow: 0 10px 26px rgba(30,142,90,.28); }\n.ceni-site .btn-wa:hover { background: var(--wa-2); }\n.ceni-site .btn-wa svg { width: 19px; height: 19px; flex: 0 0 auto; }\n.ceni-site .btn-ghost { border: 1.5px solid rgba(255,255,255,.42); color: #fff; background: transparent; }\n.ceni-site .btn-ghost:hover { border-color: #fff; }\n.ceni-site .btn-big { padding: 17px 26px; font-size: 16.5px; }\n.ceni-site .on-dark .eyebrow, .ceni-site .eyebrow.ouro { color: var(--ouro) !important; }\n.ceni-site .on-dark .src { color: rgba(255,255,255,.6); }\n.ceni-site .float { transition: opacity .25s ease, transform .25s ease; z-index: 90; }\n.ceni-site .float.fora { opacity: 0; transform: translateY(20px); pointer-events: none; }\n.ceni-site .familia { display: grid; grid-template-columns: auto 1fr; gap: 18px 22px; align-items: center; }\n.ceni-site .familia .rostos { display: flex; }\n.ceni-site .familia .rostos img { width: 58px; height: 58px; border-radius: 50%; object-fit: cover; object-position: 50% 22%; border: 2px solid var(--ouro); margin-left: -12px; background: #0F3092; }\n.ceni-site .familia .rostos img:first-child { margin-left: 0; }\n.ceni-site .familia > div > b { display: block; font-size: 16px; }\n.ceni-site .g-hero { position: relative; background: radial-gradient(ellipse 75% 90% at 18% 10%, #0F3092 0%, #04175A 42%, #01103D 78%); color: #fff; padding: 118px 0 54px; overflow: hidden; }\n.ceni-site .g-hero::after { content: \"\"; position: absolute; left: 0; right: 0; bottom: 0; height: 1px; background: linear-gradient(90deg, transparent, rgba(209,174,121,.5), transparent); }\n.ceni-site .g-hero .wrap { display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(0, .92fr); gap: clamp(28px, 4.5vw, 64px); align-items: center; }\n.ceni-site .g-hero .crumbs { display: flex; flex-wrap: wrap; gap: 8px; font-size: 13px; color: rgba(255,255,255,.62); }\n.ceni-site .g-hero .crumbs a { color: rgba(255,255,255,.62); }\n.ceni-site .g-hero .crumbs a:hover { color: #fff; }\n.ceni-site .g-hero .eyebrow { margin-top: 18px; }\n.ceni-site .g-hero h1 { font-size: clamp(30px, 3.5vw, 50px); line-height: 1.05; font-weight: 800 !important; margin-top: 12px !important; max-width: 21ch; color: #fff; letter-spacing: -.028em; }\n.ceni-site .g-hero .promessa { margin-top: 18px; font-size: clamp(16.5px, 1.35vw, 19px); line-height: 1.5; color: rgba(255,255,255,.86); max-width: 50ch; }\n.ceni-site .g-hero .promessa b { color: #fff; }\n.ceni-site .g-hero .acts { margin-top: 24px; display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }\n.ceni-site .g-hero .meta { margin-top: 20px; display: flex; flex-wrap: wrap; gap: 6px 18px; font-size: 13px; color: rgba(255,255,255,.62); }\n.ceni-site .g-hero .meta b { color: #fff; font-weight: 500; }\n.ceni-site .g-hero .meta .chk { color: var(--ouro-claro); font-weight: 500; }\n.ceni-site .diptico { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }\n.ceni-site .diptico figure { margin: 0; position: relative; border-radius: 18px; overflow: hidden; aspect-ratio: 4 \/ 5.2; background: #04175A; box-shadow: 0 24px 60px rgba(0,0,0,.35); }\n.ceni-site .diptico figure img { width: 100%; height: 100%; object-fit: cover; }\n.ceni-site .diptico figure.pf img { filter: grayscale(.55) brightness(.8); object-position: 30% 50%; }\n.ceni-site .diptico figure.lt { transform: translateY(-18px); outline: 1px solid rgba(209,174,121,.55); outline-offset: -1px; }\n.ceni-site .diptico figcaption { position: absolute; left: 0; right: 0; bottom: 0; padding: 60px 16px 16px; background: linear-gradient(180deg, transparent, rgba(1,16,61,.94) 58%); color: #fff; }\n.ceni-site .diptico .tag { font-size: 11.5px; letter-spacing: .12em; text-transform: uppercase; font-weight: 700; color: rgba(255,255,255,.7); }\n.ceni-site .diptico strong { display: block; font-size: clamp(38px, 4.4vw, 60px); font-weight: 800; letter-spacing: -.04em; line-height: 1; margin-top: 6px; }\n.ceni-site .diptico .pf strong { color: #C9CFDF !important; }\n.ceni-site .diptico .lt strong { color: var(--ouro-claro) !important; }\n.ceni-site .diptico small { display: block; margin-top: 6px; font-size: 13px; color: rgba(255,255,255,.8); line-height: 1.35; }\n.ceni-site .diptico-fonte { grid-column: 1 \/ -1; font-size: 12px; color: rgba(255,255,255,.55); margin-top: 2px; line-height: 1.45; }\n.ceni-site .faixa { background: #fff; border-bottom: 1px solid var(--cinza-2); }\n.ceni-site .faixa .wrap { display: grid; grid-template-columns: repeat(5, 1fr); }\n.ceni-site .faixa .wrap > div { padding: 22px 16px 20px; border-right: 1px solid var(--cinza-2); }\n.ceni-site .faixa .wrap > div:last-child { border-right: 0; }\n.ceni-site .faixa strong { display: block; font-size: clamp(28px, 3vw, 40px); font-weight: 800; line-height: 1; color: var(--profundo) !important; letter-spacing: -.03em; }\n.ceni-site .faixa small { display: block; margin-top: 7px; font-size: 13px; color: var(--muted); line-height: 1.3; }\n.ceni-site .resp { padding-block: clamp(36px, 5vw, 64px) 0; }\n.ceni-site .resp .direct { position: relative; max-width: 940px; margin: 0; background: #fff; border: 1px solid var(--cinza-2); border-left: 1px solid var(--cinza-2); border-radius: 22px; padding: clamp(24px, 3vw, 38px) clamp(22px, 3.4vw, 44px); box-shadow: 0 18px 50px rgba(1,16,61,.08); overflow: hidden; }\n.ceni-site .resp .direct::before { content: \"\"; position: absolute; left: 0; top: 26px; bottom: 26px; width: 4px; border-radius: 0 4px 4px 0; background: var(--royal); }\n.ceni-site .resp .direct .lbl { display: inline-flex; align-items: center; gap: 8px; font-size: 12px !important; letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--royal); margin-bottom: 12px; }\n.ceni-site .resp .direct .lbl::before { content: \"\"; width: 8px; height: 8px; border-radius: 50%; background: var(--royal); }\n.ceni-site .resp .direct p { font-family: \"DM Sans\", \"Helvetica Neue\", Arial, sans-serif !important; font-style: normal; font-size: clamp(17px, 1.45vw, 19.5px); line-height: 1.58; color: var(--ink); margin: 0; }\n.ceni-site .resp .direct p b { color: var(--profundo); }\n.ceni-site .resp .lead { max-width: 940px; margin-top: 22px; font-family: \"Newsreader\", Georgia, serif; font-style: italic; font-size: clamp(20px, 2vw, 25px); line-height: 1.4; color: var(--ink); }\n.ceni-site .resp .lead a { color: var(--royal); }\n.ceni-site .prova { margin-top: clamp(44px, 6vw, 80px); background: var(--noite); color: #fff; padding-block: clamp(48px, 6vw, 84px); position: relative; overflow: hidden; }\n.ceni-site .prova::before { content: \"\"; position: absolute; left: 0; right: 0; top: 0; bottom: 0; background: radial-gradient(ellipse 60% 70% at 85% 0%, rgba(17,65,216,.35), transparent 70%); pointer-events: none; }\n.ceni-site .prova .wrap { position: relative; }\n.ceni-site .prova .h2like { font-size: clamp(28px, 3.4vw, 46px); line-height: 1.08; font-weight: 700; letter-spacing: -.028em; margin-top: 12px; max-width: 22ch; color: #fff; }\n.ceni-site .prova .sub { margin-top: 14px; color: rgba(255,255,255,.78); max-width: 62ch; }\n.ceni-site .prova-grid { margin-top: 34px; display: grid; grid-template-columns: minmax(0, .95fr) minmax(0, 1.05fr); gap: 22px; align-items: stretch; }\n.ceni-site .prova-grid > div:last-child { display: flex; }\n.ceni-site .barras { background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.10); border-radius: 20px; padding: 24px 24px 18px; }\n.ceni-site .barras .tit { font-size: 13px; color: rgba(255,255,255,.66); margin-bottom: 14px; }\n.ceni-site .barras .tit b { color: #fff; }\n.ceni-site .barra { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 4px 12px; padding: 12px 0; border-top: 1px solid rgba(255,255,255,.08); }\n.ceni-site .barras .barra:first-of-type { border-top: 0; }\n.ceni-site .barra span { font-size: 14.5px; font-weight: 700; }\n.ceni-site .barra em { font-style: normal; font-size: 12.5px; color: rgba(255,255,255,.6); grid-column: 1; }\n.ceni-site .barra strong { grid-column: 2; grid-row: 1 \/ span 2; text-align: right; font-size: 22px; font-weight: 800; letter-spacing: -.02em; color: #fff; }\n.ceni-site .barra strong small { display: block; font-size: 12px; font-weight: 500; color: rgba(255,255,255,.6); letter-spacing: 0; }\n.ceni-site .barra i { grid-column: 1 \/ -1; height: 8px; border-radius: 8px; background: rgba(255,255,255,.08); overflow: hidden; display: block; }\n.ceni-site .barra i::after { content: \"\"; display: block; height: 100%; width: var(--w); border-radius: 8px; background: rgba(201,207,223,.55); }\n.ceni-site .barra.top strong { color: var(--ouro-claro) !important; }\n.ceni-site .barra.top i::after { background: linear-gradient(90deg, #1141D8, #3B6DF0); }\n.ceni-site .barra.neg strong { color: #C9CFDF !important; }\n.ceni-site .casos3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; flex: 1; }\n.ceni-site .casos3 .caso { background: #fff; color: var(--ink); border-radius: 18px; overflow: hidden; display: flex; flex-direction: column; }\n.ceni-site .casos3 .caso .ph { position: relative; flex: 1; min-height: 170px; }\n.ceni-site .casos3 .caso .ph img { position: absolute; left: 0; top: 0; width: 100%; height: 100% !important; object-fit: cover; }\n.ceni-site .casos3 .caso .selo { position: absolute; left: 10px; bottom: 10px; background: #fff; border-radius: 10px; padding: 6px 10px; font-size: 22px; font-weight: 800; color: var(--royal); letter-spacing: -.03em; line-height: 1; box-shadow: 0 6px 18px rgba(1,16,61,.2); }\n.ceni-site .casos3 .caso .selo small { display: block; font-size: 10.5px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); margin-top: 3px; }\n.ceni-site .casos3 .caso .bd { padding: 12px 14px 14px; display: grid; gap: 2px; }\n.ceni-site .casos3 .caso b { font-size: 15px; line-height: 1.2; color: var(--ink); }\n.ceni-site .casos3 .caso .bairro { font-size: 12.5px; color: var(--muted); }\n.ceni-site .casos3 .caso .vals { display: grid; grid-template-columns: 1fr; gap: 5px; margin-top: 10px; }\n.ceni-site .casos3 .caso .vals > div { display: flex; justify-content: space-between; align-items: baseline; gap: 8px; background: var(--cinza); border-radius: 10px; padding: 7px 10px; font-size: 12px; color: var(--muted); line-height: 1.25; }\n.ceni-site .casos3 .caso .vals > div.hoje { background: var(--profundo); color: rgba(255,255,255,.75); }\n.ceni-site .casos3 .caso .vals strong { display: inline; font-size: 15px; color: var(--ink); white-space: nowrap; }\n.ceni-site .casos3 .caso .vals .hoje strong { color: #fff; }\n.ceni-site .casos3 .caso .ent { margin-top: 6px; font-size: 12px; color: var(--muted); }\n.ceni-site .prova-pe { margin-top: 26px; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 20px 32px; align-items: center; padding-top: 26px; border-top: 1px solid rgba(255,255,255,.12); }\n.ceni-site .prova-pe .familia b { color: #fff; }\n.ceni-site .prova-pe .zero { font-size: 15px; color: rgba(255,255,255,.82); max-width: 60ch; margin-top: 6px; }\n.ceni-site .prova-pe .zero b { color: #fff; display: inline; font-size: inherit; }\n.ceni-site .prova .src { margin-top: 18px; font-size: 13px; line-height: 1.5; }\n.ceni-site .corpo { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: clamp(28px, 5vw, 72px); padding-block: clamp(44px, 6vw, 80px) 30px; }\n.ceni-site .corpo > * { min-width: 0; }\n.ceni-site .corpo article { max-width: 68ch; }\n.ceni-site .corpo article h2 { font-size: clamp(25px, 2.6vw, 34px); line-height: 1.12; margin: clamp(44px, 5vw, 64px) 0 14px !important; letter-spacing: -.028em; }\n.ceni-site .corpo article h2:first-child { margin-top: 0 !important; }\n.ceni-site .corpo article h3 { margin: 24px 0 8px !important; }\n.ceni-site .corpo article p { margin-bottom: 14px; }\n.ceni-site .corpo article p.resumo { font-size: 18px; line-height: 1.55; color: var(--ink); padding-left: 16px; border-left: 3px solid var(--cinza-2); margin-bottom: 20px; }\n.ceni-site .corpo article .src { margin-top: 10px; font-size: 13px; color: var(--muted); }\n.ceni-site .corpo article p a, .ceni-site .corpo article li a, .ceni-site .corpo article td a { color: var(--royal); font-weight: 700; }\n.ceni-site .corpo .tablewrap { overflow-x: auto; border: 1px solid var(--cinza-2); border-radius: 16px; margin: 6px 0 8px; box-shadow: 0 6px 20px rgba(1,16,61,.05); }\n.ceni-site .corpo table { border-collapse: collapse; width: 100%; min-width: 640px; font-size: 14.5px; }\n.ceni-site .corpo th, .ceni-site .corpo td { text-align: left; vertical-align: top; padding: 13px 14px; border-bottom: 1px solid var(--cinza-2); }\n.ceni-site .corpo th { background: var(--cinza); font-size: 12px !important; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); font-weight: 700; }\n.ceni-site .corpo table.destaque th:last-child { background: var(--noite); color: var(--ouro); }\n.ceni-site .corpo table.destaque td:last-child { background: #F3F6FE; color: var(--ink); font-weight: 500; }\n.ceni-site .corpo tr:last-child td { border-bottom: 0; }\n.ceni-site .corpo td:first-child { font-weight: 700; }\n.ceni-site .corpo td .ok { color: var(--profundo); font-weight: 700; }\n.ceni-site .corpo ol.steps { list-style: none; padding: 0; margin: 0 0 6px; display: grid; gap: 12px; counter-reset: s; }\n.ceni-site .corpo ol.steps li { counter-increment: s; display: grid; grid-template-columns: 46px 1fr; gap: 14px; margin: 0; padding: 18px; border: 1px solid var(--cinza-2); border-top: 1px solid var(--cinza-2); border-radius: 16px; background: #fff; }\n.ceni-site .corpo ol.steps li::before { content: counter(s); width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center; background: var(--cinza-2); color: var(--profundo); font-weight: 800; font-size: 16px; letter-spacing: 0; padding: 0; }\n.ceni-site .corpo ol.steps b { display: block; font-size: 17px; margin-bottom: 4px; }\n.ceni-site .corpo ol.steps span b, .ceni-site .corpo ol.steps span strong { display: inline; font-size: inherit; margin: 0; }\n.ceni-site .corpo ol.steps span { color: var(--muted); font-size: 15.5px; }\n.ceni-site .corpo .two { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin: 6px 0 8px; }\n.ceni-site .corpo .two > div { padding: 20px 22px; border: 1px solid var(--cinza-2); border-radius: 16px; }\n.ceni-site .corpo .two > div:first-child { background: #F3F6FE; border-color: #D6E0FB; }\n.ceni-site .corpo .two > .care { box-shadow: inset 0 3px 0 var(--ouro-2); }\n.ceni-site .corpo .two h3 { margin: 0 0 10px !important; font-size: 17px; }\n.ceni-site .corpo .two ul { margin: 0; padding-left: 18px; }\n.ceni-site .corpo .two li { font-size: 15.5px; margin-bottom: 6px; }\n.ceni-site .corpo ul.check { list-style: none; padding: 0; margin: 0 0 8px; display: grid; gap: 10px; }\n.ceni-site .corpo ul.check li { position: relative; padding: 14px 16px 14px 48px; margin: 0; background: var(--cinza); border-radius: 12px; }\n.ceni-site .corpo ul.check li::before { content: \"\"; position: absolute; left: 16px; top: 17px; width: 18px; height: 18px; border: 2px solid var(--profundo); border-radius: 5px; background: #fff; }\n.ceni-site .corpo p.calc-link a { color: var(--royal); }\n.ceni-site .corpo p.ponte { margin: 28px 0 !important; padding: 16px 20px; background: #F6F6F6; border-left: 3px solid #D1AE79; border-radius: 0 12px 12px 0; font-size: 16px; line-height: 1.55; }\n.ceni-site .corpo p.ponte a { font-weight: 700; text-decoration: underline; text-underline-offset: 2px; }\n.ceni-site .corpo p.ponte a.ponte-wa { display: inline !important; background: none !important; border: 0 !important; box-shadow: none !important; padding: 0 !important; margin: 0 !important; min-height: 0 !important; color: var(--royal) !important; font: inherit !important; font-weight: 700 !important; }\n.ceni-site .wa-faixa { margin: 30px 0; display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 14px 22px; align-items: center; padding: 20px 22px; border-radius: 18px; background: var(--cinza-2); }\n.ceni-site .wa-faixa p { margin: 0 !important; font-size: 16px; line-height: 1.45; }\n.ceni-site .wa-faixa p b { display: block; font-size: 18px; margin-bottom: 2px; }\n.ceni-site .wa-faixa.escura { background: radial-gradient(120% 140% at 0% 0%, #0F3092 0%, #04175A 50%, #01103D 85%); color: #fff; }\n.ceni-site .wa-faixa.escura p { color: rgba(255,255,255,.86); }\n.ceni-site .wa-faixa.escura p b { color: #fff; }\n.ceni-site .mini { margin: 30px 0 8px; border-radius: 22px; overflow: hidden; background: radial-gradient(ellipse 90% 120% at 100% 0%, #0F3092 0%, #04175A 45%, #01103D 85%); color: #fff; box-shadow: 0 24px 60px rgba(1,16,61,.22); }\n.ceni-site .mini .in { padding: clamp(22px, 3vw, 32px); display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 22px 28px; }\n.ceni-site .mini .tt { grid-column: 1 \/ -1; }\n.ceni-site .mini .tt b { display: block; font-size: clamp(21px, 2.1vw, 26px); letter-spacing: -.02em; line-height: 1.15; color: #fff; }\n.ceni-site .mini .tt p { margin: 8px 0 0 !important; font-size: 14.5px; color: rgba(255,255,255,.72); line-height: 1.5; }\n.ceni-site .mini .tt p a { color: var(--ouro-claro) !important; text-decoration: underline !important; text-underline-offset: 2px; font-weight: 700; }\n.ceni-site .mini .campo { display: flex; align-items: center; gap: 8px; background: #fff; border-radius: 14px; padding: 0 16px; height: 62px; margin-top: 8px; }\n.ceni-site .mini .campo span { font-weight: 800; color: var(--profundo); font-size: 20px; }\n.ceni-site .mini .campo input { border: 0 !important; outline: 0 !important; box-shadow: none !important; background: transparent !important; width: 100%; min-width: 0; padding: 0 !important; margin: 0 !important; height: auto !important; font: 800 28px\/1 \"DM Sans\", sans-serif !important; color: var(--ink) !important; letter-spacing: -.02em; border-radius: 0 !important; -webkit-appearance: none; appearance: none; }\n.ceni-site .mini .chips { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 12px; }\n.ceni-site .mini .chip { border: 1px solid rgba(255,255,255,.28) !important; background: transparent !important; color: #fff !important; border-radius: 999px !important; padding: 8px 14px !important; font: 700 13.5px\/1.2 \"DM Sans\", sans-serif !important; cursor: pointer; text-transform: none !important; letter-spacing: 0 !important; box-shadow: none !important; min-height: 0 !important; width: auto !important; margin: 0 !important; }\n.ceni-site .mini .chip.on { background: var(--ouro) !important; border-color: var(--ouro) !important; color: var(--noite) !important; }\n.ceni-site .mini .lbl-s { display: block; font-size: 12px; letter-spacing: .12em; text-transform: uppercase; font-weight: 700; color: rgba(255,255,255,.6); margin: 16px 0 0; }\n.ceni-site .mini .lbl-s.pri { margin-top: 0; }\n.ceni-site .mini .aviso-min { display: none; font-size: 13px; color: var(--ouro-claro); margin-top: 8px; }\n.ceni-site .mini .aviso-min.on { display: block; }\n.ceni-site .mini.off .res .v, .ceni-site .mini.off .res .g, .ceni-site .mini.off .res .cmp { opacity: .35; }\n.ceni-site .mini .res { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 18px; padding: 20px; display: flex; flex-direction: column; }\n.ceni-site .mini .res .k { font-size: 13.5px; color: rgba(255,255,255,.72); }\n.ceni-site .mini .res .v { font-size: clamp(38px, 4.2vw, 52px); font-weight: 800; letter-spacing: -.04em; line-height: 1.02; color: var(--ouro-claro); margin-top: 6px; }\n.ceni-site .mini .res .g { display: inline-flex; align-self: flex-start; margin-top: 10px; background: rgba(209,174,121,.16); color: var(--ouro-claro); border-radius: 999px; padding: 5px 12px; font-size: 13px; font-weight: 700; }\n.ceni-site .mini .res .cmp { margin: 14px 0 0 !important; font-size: 13.5px; color: rgba(255,255,255,.74); line-height: 1.5; }\n.ceni-site .mini .res .cmp b { color: #fff; }\n.ceni-site .mini .res .btn { margin-top: 16px; width: 100%; white-space: normal; text-align: center; }\n.ceni-site .mini .esq { display: flex; flex-direction: column; }\n.ceni-site .mini .esq .chips { display: grid; gap: 10px; margin-top: 14px; }\n.ceni-site .mini .esq .chips.montos { grid-template-columns: repeat(3, minmax(0, 1fr)); }\n.ceni-site .mini .esq .chips.plazos { grid-template-columns: repeat(2, minmax(0, 1fr)); }\n.ceni-site .mini .esq .chip { padding: 13px 10px !important; text-align: center; border-radius: 14px !important; }\n.ceni-site .mini .esq .chips.plazos .chip { padding: 18px 12px !important; font-size: 14.5px !important; }\n.ceni-site .mini .esq .lbl-s { margin-top: auto; padding-top: 22px; }\n.ceni-site .mini .esq .chips.plazos { margin-bottom: 0; }\n@media (min-width: 761px) {.ceni-site .mini .esq .campo { height: 72px; }\n.ceni-site .mini .esq .campo input { font-size: 30px !important; }\n }\n.ceni-site .mini .res .mais { margin-top: 12px; font-size: 13.5px; color: var(--ouro-claro) !important; font-weight: 700; text-align: center; }\n.ceni-site .corpo .faq { display: grid; gap: 10px; border-top: 0; }\n.ceni-site .corpo .faq details { background: #fff; border: 1px solid var(--cinza-2); border-radius: 16px; padding: 0 20px; box-shadow: 0 4px 14px rgba(1,16,61,.04); }\n.ceni-site .corpo .faq details[open] { border-color: #C9D5F7; }\n.ceni-site .corpo .faq summary { cursor: pointer; list-style: none; padding: 18px 0; font-weight: 700; font-size: 17px; display: flex; justify-content: space-between; gap: 16px; }\n.ceni-site .corpo .faq summary::-webkit-details-marker { display: none; }\n.ceni-site .corpo .faq summary::after { content: \"+\"; flex: 0 0 auto; width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center; background: var(--cinza-2); color: var(--profundo); font-size: 18px; line-height: 1; }\n.ceni-site .corpo .faq details[open] summary::after { content: \"\u2013\"; background: var(--profundo); color: #fff; }\n.ceni-site .corpo .faq details p { margin: 0 0 18px; color: var(--muted); }\n.ceni-site .corpo .paulo { margin-top: 44px; border-radius: 24px; padding: clamp(24px, 3vw, 36px); background: radial-gradient(ellipse 90% 120% at 0% 0%, #0F3092 0%, #04175A 45%, #01103D 85%); color: #fff; display: grid; grid-template-columns: 112px minmax(0, 1fr); gap: 22px 26px; align-items: start; }\n.ceni-site .corpo .paulo > img { width: 112px; height: 112px !important; border-radius: 50% !important; object-fit: cover; border: 3px solid var(--ouro) !important; }\n.ceni-site .corpo .paulo blockquote { margin: 0; font-family: \"Newsreader\", Georgia, serif; font-style: italic; font-size: clamp(19px, 1.8vw, 23px); line-height: 1.35; color: #fff !important; }\n.ceni-site .corpo .paulo .quem { margin-top: 12px; font-size: 14px; color: rgba(255,255,255,.72); }\n.ceni-site .corpo .paulo .quem b { color: #fff; font-size: 15.5px; }\n.ceni-site .corpo .paulo .caso-p { margin-top: 14px; padding: 12px 14px; border-radius: 12px; background: rgba(255,255,255,.07); font-size: 15px; color: rgba(255,255,255,.9); }\n.ceni-site .corpo .paulo .caso-p strong { color: var(--ouro-claro); }\n.ceni-site .corpo .paulo .btn { margin-top: 16px; }\n.ceni-site .corpo .author { margin-top: 44px; display: grid; grid-template-columns: auto 1fr; gap: 18px; align-items: center; border-top: 1px solid var(--cinza-2); padding-top: 26px; }\n.ceni-site .corpo .author .rostos { display: flex; }\n.ceni-site .corpo .author .rostos img { width: 64px; height: 64px !important; border-radius: 50% !important; object-fit: cover; object-position: 50% 22%; border: 2px solid #fff; margin-left: -14px; box-shadow: 0 4px 12px rgba(1,16,61,.15); }\n.ceni-site .corpo .author .rostos img:first-child { margin-left: 0; }\n.ceni-site .corpo .author b { display: block; font-size: 16px; }\n.ceni-site .corpo .author span { color: var(--muted); font-size: 14.5px; display: block; }\n.ceni-site .corpo .related h3 { margin: 0 0 12px !important; font-size: 12px; letter-spacing: .14em; text-transform: uppercase; color: var(--royal); }\n.ceni-site .corpo .related .rel li > a[href] { border-radius: 16px; }\n.ceni-site .corpo aside { position: static; top: auto; align-self: stretch; display: block; }\n.ceni-site .corpo aside > .ph { border-radius: 16px; overflow: hidden; aspect-ratio: 3 \/ 2; margin-bottom: 14px; background: var(--cinza); }\n.ceni-site .corpo aside > .ph img { width: 100%; height: 100% !important; object-fit: cover; }\n.ceni-site .corpo aside .toc { border: 1px solid var(--cinza-2); border-radius: 16px; padding: 18px 18px 12px; background: #fff; margin-bottom: 14px; }\n.ceni-site .corpo aside .toc .t { font-size: 12px; letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--muted); margin-bottom: 8px; }\n.ceni-site .corpo aside .toc a { display: block; padding: 7px 0 7px 12px; border-left: 2px solid var(--cinza-2); font-size: 13.5px; line-height: 1.35; color: var(--muted); }\n.ceni-site .corpo aside .toc a.on { border-left-color: var(--royal); color: var(--ink); font-weight: 700; }\n.ceni-site .corpo aside .lado-fixo { position: sticky; top: 100px; }\n.ceni-site .corpo aside .toc-b { display: none; }\n@media (min-height: 880px) {.ceni-site .corpo aside .toc-a { display: none; }\n.ceni-site .corpo aside .toc-b { display: block; }\n }\n.ceni-site .lado-wa { border-radius: 16px; padding: 20px; color: #fff; background: radial-gradient(120% 150% at 0% 0%, #0F3092 0%, #04175A 45%, #01103D 80%); }\n.ceni-site .lado-wa .rostos { display: flex; margin-bottom: 12px; }\n.ceni-site .lado-wa .rostos img { width: 42px; height: 42px !important; border-radius: 50% !important; object-fit: cover; object-position: 50% 22%; border: 2px solid var(--ouro) !important; margin-left: -10px; }\n.ceni-site .lado-wa .rostos img:first-child { margin-left: 0; }\n.ceni-site .lado-wa b { display: block; font-size: 17px; line-height: 1.25; color: #fff; }\n.ceni-site .lado-wa p { font-size: 14px; color: rgba(255,255,255,.78); margin: 6px 0 14px !important; }\n.ceni-site .lado-wa .btn { width: 100%; padding: 12px 14px; font-size: 14.5px; white-space: normal; }\n.ceni-site .lado-wa .mini-num { display: flex; gap: 14px; margin-top: 14px; padding-top: 12px; border-top: 1px solid rgba(255,255,255,.12); font-size: 12px; color: rgba(255,255,255,.66); }\n.ceni-site .lado-wa .mini-num strong { display: block; font-size: 20px; color: var(--ouro-claro); letter-spacing: -.02em; }\n.ceni-site .proximo { background: radial-gradient(ellipse 70% 80% at 30% 15%, #0F3092 0%, #04175A 45%, #01103D 82%); color: #fff; text-align: center; padding-block: clamp(64px, 9vw, 120px); }\n.ceni-site .proximo .wrap { display: grid; justify-items: center; gap: 0; }\n.ceni-site .proximo h2 { font-size: clamp(30px, 4.4vw, 56px); line-height: 1.06; max-width: 19ch; margin-top: 14px !important; font-weight: 700; color: #fff; letter-spacing: -.028em; }\n.ceni-site .proximo .lead { margin-top: 20px; max-width: 60ch; color: rgba(255,255,255,.86); font-size: clamp(16px, 1.4vw, 18.5px); }\n.ceni-site .proximo .pos { margin-top: 18px; max-width: 54ch; color: var(--ouro-claro); font-size: clamp(18px, 1.7vw, 22px); line-height: 1.4; }\n.ceni-site .proximo .acts { margin-top: 30px; display: flex; gap: 12px; flex-wrap: wrap; justify-content: center; }\n.ceni-site .proximo .wa-nota { display: block; margin-top: 12px; font-size: 13px; color: rgba(255,255,255,.66); }\n@media (max-width: 1100px) {.ceni-site .prova-grid { grid-template-columns: minmax(0, 1fr); }\n }\n@media (max-width: 960px) {.ceni-site .g-hero .wrap { grid-template-columns: minmax(0, 1fr); }\n.ceni-site .corpo { grid-template-columns: minmax(0, 1fr); }\n.ceni-site .corpo aside { display: none; }\n.ceni-site .faixa .wrap { grid-template-columns: repeat(3, 1fr); }\n.ceni-site .faixa .wrap > div:nth-child(n+4) { border-top: 1px solid var(--cinza-2); }\n.ceni-site .faixa .wrap > div:nth-child(3) { border-right: 0; }\n\n  }\n@media (max-width: 720px) {.ceni-site .g-hero { padding: 92px 0 36px; }\n.ceni-site .g-hero h1 { font-size: clamp(29px, 8.4vw, 38px); }\n.ceni-site .g-hero .acts .btn { width: 100%; white-space: normal; }\n.ceni-site .diptico figure { aspect-ratio: 4 \/ 4.4; 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}\n.ceni-site .nums strong, .ceni-site .facts b, .ceni-site .card .yr { font-variant-numeric: tabular-nums; color: var(--navy) !important; }\n.ceni-site table { border: 0; margin: 0; } .ceni-site th, .ceni-site td { border: 0; border-bottom: 1px solid var(--line); }\n.ceni-site details summary { list-style: none; }\n.ceni-site { background: var(--paper) !important; }\n.ceni-site .filtro, .ceni-site .floripa, .ceni-site .guide-head, .ceni-site .head { background: var(--stone) !important; }\n.ceni-site .como { background: var(--sand) !important; }\n.ceni-site .who, .ceni-site .contacto, .ceni-site #obras, .ceni-site .nums { background: var(--paper) !important; }\n.ceni-site .testi, .ceni-site .cta-end, .ceni-site .pilar, .ceni-site .box.navy { background: var(--navy) !important; }\n.ceni-site .header .logo img { height: 34px !important; width: auto !important; max-width: none !important; }\n@media (max-width: 480px) { .ceni-site .header .logo img { height: 30px !important; } }\n.ceni-site .burger { background: #fff !important; border: 1px solid var(--line) !important; border-radius: 4px !important; padding: 0 !important; margin: 0 0 0 2px !important; box-shadow: none !important; min-height: 0 !important; line-height: 1 !important; outline-offset: 2px; }\n.ceni-site .burger span { background: var(--navy) !important; }\n.ceni-site .menu-open .nav a { color: var(--ink) !important; }\n.ceni-site .header { top: 0; }\nbody.admin-bar .ceni-site .header { top: 32px; }\n@media (max-width: 782px) { body.admin-bar .ceni-site .header { top: 46px; } }\n<\/style>\n<div class=\"ceni-site\">\n<header class=\"header\">\n<div class=\"wrap\">\n<a class=\"logo\" href=\"\/wp\/es\/\"><img decoding=\"async\" alt=\"Ceni &amp; Southier\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/logo-navy.png\"\/><\/a>\n<nav class=\"nav\"><a href=\"\/wp\/es\/#quienes\">Qui\u00e9nes somos<\/a><a href=\"\/wp\/es\/#obras\">Obras entregadas<\/a><a href=\"\/wp\/es\/#como\">C\u00f3mo trabajamos<\/a><a href=\"\/wp\/es\/#floripa\">Por qu\u00e9 Florian\u00f3polis<\/a><a class=\"on\" href=\"\/wp\/es\/guias\/\">Gu\u00edas<\/a><a href=\"\/wp\/es\/#contacto\">Contacto<\/a><a class=\"nav-cta btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Habl\u00e1 con un asesor<\/span><\/a><\/nav>\n<button aria-expanded=\"false\" aria-label=\"Men\u00fa\" class=\"burger\" style=\"margin-left:auto\" type=\"button\"><span><\/span><span><\/span><span><\/span><\/button>\n<\/div>\n<\/header>\n<main id=\"conteudo\">\n<section class=\"g-hero on-dark\" id=\"top\">\n<div class=\"wrap\">\n<div>\n<div class=\"crumbs\"><a href=\"\/wp\/es\/\">Inicio<\/a><span>\u203a<\/span><a href=\"\/wp\/es\/guias\/\">Gu\u00edas<\/a><span>\u203a<\/span><a href=\"\/wp\/es\/guias\/\">La plata y los impuestos<\/a><span>\u203a<\/span><span>Transferir dinero<\/span><\/div>\n<div class=\"eyebrow\">Gu\u00eda \u00b7 La plata y los impuestos<\/div>\n<h1>C\u00f3mo transferir dinero de Argentina a Brasil para comprar un inmueble<\/h1>\n<p class=\"promessa\">Escrita por la familia que construye, con fuente y fecha. Y con lo que ya pas\u00f3 de verdad: <b>la plata que entr\u00f3 en pozo en 2017 vale hoy el doble en d\u00f3lares<\/b>; la misma plata en plazo fijo perdi\u00f3 casi la mitad.<\/p>\n<div class=\"acts\">\n<a class=\"btn btn-wa btn-big\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.%20Le%C3%AD%20la%20gu%C3%ADa%20%C2%ABTransferir%20dinero%C2%BB%20y%20quiero%20comparar%20con%20mis%20d%C3%B3lares.%20Tengo%20US%24%20\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Comparar con mis d\u00f3lares<\/span><\/a>\n<\/div>\n<div class=\"meta\"><span>Actualizado: <b>septiembre 2026<\/b><\/span><span>8 min de lectura<\/span><span class=\"chk\">\u2713 C\u00f3mo entra la plata de forma declarada, y por qu\u00e9 importa<\/span><\/div>\n<\/div>\n<div class=\"diptico\">\n<figure class=\"pf\"><img decoding=\"async\" alt=\"Billetes de pesos y el comprobante de un plazo fijo sobre una mesa\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/nota-plazofijo.jpg\"\/><figcaption><span class=\"tag\">Plazo fijo en pesos<\/span><strong class=\"num\">\u221246%<\/strong><small>US$ 70.397 de dic\/2017, renovados cada 30 d\u00edas, vueltos a d\u00f3lares hoy<\/small><\/figcaption><\/figure>\n<figure class=\"lt\"><img decoding=\"async\" alt=\"Solar de L\u00f3tus, Ingleses Norte, entregado en 2021\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-lotus.jpg\"\/><figcaption><span class=\"tag\">En pozo \u00b7 Solar de L\u00f3tus<\/span><strong class=\"num\">+107%<\/strong><small>La misma plata en un departamento comprado en dic\/2017, en d\u00f3lares<\/small><\/figcaption><\/figure>\n<p class=\"diptico-fonte\">Misma plata, mismo per\u00edodo (dic\/2017 \u2192 oct\/2026). Fuente: estudio de Ceni &amp; Southier, oct\/2026, con datos del BCRA y del Banco Central do Brasil.<\/p>\n<\/div>\n<\/div>\n<\/section>\n<div class=\"faixa\"><div class=\"wrap\"><div><strong class=\"num\">20<\/strong><small>a\u00f1os construyendo en Florian\u00f3polis<\/small><\/div><div><strong class=\"num\">12<\/strong><small>obras entregadas, con direcci\u00f3n<\/small><\/div><div><strong class=\"num\">485<\/strong><small>unidades vendidas<\/small><\/div><div><strong class=\"num\">0<\/strong><small>retrasos de obra<\/small><\/div><div><strong class=\"num\">20%<\/strong><small>al a\u00f1o durante la obra, nuestra referencia<\/small><\/div><\/div><\/div>\n<section class=\"resp\"><div class=\"wrap\"><div class=\"direct rv\"><div class=\"lbl\">Respuesta directa<\/div><p>El dinero para comprar en Brasil entra por <b>transferencia bancaria internacional<\/b> con un <b>contrato de cambio<\/b> (<em>contrato de c\u00e2mbio<\/em>) hecho por un banco o una casa de cambio autorizada por el Banco Central do Brasil, en el que se declara qui\u00e9n env\u00eda, de d\u00f3nde viene la plata y para qu\u00e9 es (compra de inmueble, con el contrato como respaldo). Ese documento es lo que deja el ingreso <b>legal y rastreable<\/b> \u2014 y lo que, a\u00f1os despu\u00e9s, te permite <b>vender y sacar la plata<\/b> de Brasil con la misma base. Del lado argentino, la compra de d\u00f3lares y el giro al exterior est\u00e1n regulados por el BCRA con normas que cambian con frecuencia: el camino concreto lo define tu contador en el momento de operar.<\/p><\/div><p class=\"lead\">Es la parte del proceso que m\u00e1s ansiedad genera y la que menos misterio tiene cuando se hace por el canal correcto. La regla es una: <b>todo ingreso documentado<\/b>. Lo que entra sin papel, sale sin papel \u2014 o no sale.<\/p><\/div><\/section>\n<section aria-label=\"Lo que pas\u00f3 con la misma plata\" class=\"prova on-dark\">\n<div class=\"wrap\">\n<div class=\"eyebrow\">Lo que ya pas\u00f3 \u00b7 no es proyecci\u00f3n<\/div>\n<p class=\"h2like\">La misma plata de 2017, en cinco lugares distintos.<\/p>\n<p class=\"sub\">US$ 70.397 es lo que pag\u00f3 en pozo, en diciembre de 2017, el comprador de una unidad del Solar de L\u00f3tus. Esto es lo que valen hoy esos mismos d\u00f3lares seg\u00fan d\u00f3nde los hubiera puesto.<\/p>\n<div class=\"prova-grid\">\n<div class=\"barras rv\"><div class=\"tit\">Con <b>US$ 70.397<\/b> \u00b7 dic\/2017 \u2192 oct\/2026<\/div><div class=\"barra top\"><span>Departamento en pozo \u00b7 Solar de L\u00f3tus<\/span><em>Contrato y aviso publicado hoy<\/em><strong class=\"num\">+107%<small>US$ 145.932<\/small><\/strong><i style=\"--w:100%\"><\/i><\/div><div class=\"barra\"><span>m\u00b2 promedio de Florian\u00f3polis<\/span><em>FipeZap, en d\u00f3lares<\/em><strong class=\"num\">+25%<small>US$ 88.354<\/small><\/strong><i style=\"--w:60%\"><\/i><\/div><div class=\"barra neg\"><span>m\u00b2 en Buenos Aires<\/span><em>Zonaprop Index, en d\u00f3lares<\/em><strong class=\"num\">\u22126%<small>US$ 66.175<\/small><\/strong><i style=\"--w:45%\"><\/i><\/div><div class=\"barra neg\"><span>D\u00f3lares guardados en la caja<\/span><em>Poder de compra (CPI-U, EE.UU.)<\/em><strong class=\"num\">\u221226%<small>US$ 51.808<\/small><\/strong><i style=\"--w:36%\"><\/i><\/div><div class=\"barra neg\"><span>Plazo fijo en pesos, cada 30 d\u00edas<\/span><em>106 renovaciones (BCRA), vuelto a d\u00f3lares<\/em><strong class=\"num\">\u221246%<small>US$ 38.262<\/small><\/strong><i style=\"--w:26%\"><\/i><\/div><\/div>\n<div><div class=\"casos3\"><div class=\"caso rv\"><div class=\"ph\"><img decoding=\"async\" alt=\"Solar de L\u00f3tus, Ingleses Norte\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-lotus.jpg\"\/><div class=\"selo\">+107%<small>en d\u00f3lares<\/small><\/div><\/div><div class=\"bd\"><b>Solar de L\u00f3tus<\/b><span class=\"bairro\">Ingleses Norte<\/span><div class=\"vals\"><div>En pozo, dic\/2017<strong>US$ 70 mil<\/strong><\/div><div class=\"hoje\">Hoy<strong>US$ 146 mil<\/strong><\/div><\/div><div class=\"ent\">Entregado en 2021<\/div><\/div><\/div><div class=\"caso rv\"><div class=\"ph\"><img decoding=\"async\" alt=\"Solar da Cachoeira, Cachoeira do Bom Jesus\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-cachoeira.jpg\"\/><div class=\"selo\">+197%<small>en d\u00f3lares<\/small><\/div><\/div><div class=\"bd\"><b>Solar da Cachoeira<\/b><span class=\"bairro\">Cachoeira do Bom Jesus<\/span><div class=\"vals\"><div>En pozo, 2020<strong>US$ 44 mil<\/strong><\/div><div class=\"hoje\">Hoy<strong>US$ 130 mil<\/strong><\/div><\/div><div class=\"ent\">Entregado en dic\/2023, antes del plazo<\/div><\/div><\/div><div class=\"caso rv\"><div class=\"ph\"><img decoding=\"async\" alt=\"Solar de Bougainville, Cachoeira do Bom Jesus\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-bougainville.jpg\"\/><div class=\"selo\">+118%<small>en d\u00f3lares<\/small><\/div><\/div><div class=\"bd\"><b>Solar de Bougainville<\/b><span class=\"bairro\">Cachoeira do Bom Jesus<\/span><div class=\"vals\"><div>En pozo, 2022<strong>US$ 106 mil<\/strong><\/div><div class=\"hoje\">Hoy<strong>US$ 230 mil<\/strong><\/div><\/div><div class=\"ent\">Entregado en 2025<\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div class=\"prova-pe\">\n<div class=\"familia\"><div class=\"rostos\"><img decoding=\"async\" alt=\"M\u00e1rcio Ceni\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/equipe-marcio-v2.jpg\"\/><img decoding=\"async\" alt=\"Marlene Ceni\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/marlene-v3.jpg\"\/><img decoding=\"async\" alt=\"Pedro Ceni\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/pedro-v8.jpg\"\/><\/div><div><b>Cero retrasos en 20 a\u00f1os. Una familia, doce obras entregadas.<\/b><p class=\"zero\">El Solar da Cachoeira ten\u00eda plazo hasta marzo de 2024 y <b>se entreg\u00f3 en diciembre de 2023<\/b>. Te mandamos el contrato y la direcci\u00f3n de cada obra para que vayas a verla.<\/p><\/div><\/div>\n<a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.%20Quiero%20ver%20los%20contratos%20de%20L%C3%B3tus%2C%20Cachoeira%20y%20Bougainville.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Quiero ver los contratos<\/span><\/a>\n<\/div>\n<p class=\"src\">Departamentos: precio de contrato y avisos publicados en 2026 de unidades equivalentes del mismo edificio, en d\u00f3lares al PTAX del Banco Central do Brasil de la \u00e9poca de la compra y de hoy (R$ 5,2079 del 01\/10\/2026). Plazo fijo: tasa de dep\u00f3sitos a 30 d\u00edas del BCRA. D\u00f3lar guardado: CPI-U (BLS). m\u00b2: FipeZap y Zonaprop Index. Estudio de Ceni &amp; Southier, octubre de 2026.<\/p>\n<\/div>\n<\/section>\n<div class=\"wrap corpo\">\n<article>\n<h2 id=\"s1\">Del lado brasile\u00f1o: el contrato de cambio<\/h2>\n<ol class=\"steps\"><li><div><b>Qui\u00e9n lo hace<\/b><span>Un banco o una casa de cambio autorizada por el Banco Central do Brasil, en Florian\u00f3polis o en cualquier ciudad.<\/span><\/div><\/li><li><div><b>Qu\u00e9 se declara<\/b><span>Remitente (vos, con CPF), beneficiario (la constructora o el proyecto), origen de los fondos, finalidad (compra de inmueble, con el contrato) y valor. El cambio se cierra a la cotizaci\u00f3n del d\u00eda de la operaci\u00f3n.<\/span><\/div><\/li><li><div><b>Qu\u00e9 recib\u00eds<\/b><span>El contrato de cambio de cada transferencia. Guardalo con el contrato de compra: es la prueba del ingreso.<\/span><\/div><\/li><li><div><b>Por qu\u00e9 importa despu\u00e9s<\/b><span>Cuando vendas, la salida del dinero se documenta contra el ingreso declarado. Sin contrato de cambio de entrada, repatriar se vuelve dif\u00edcil o caro.<\/span><\/div><\/li><\/ol>\n<h2 id=\"s2\">Del lado argentino: lo que define tu contador<\/h2>\n<p>La compra de moneda extranjera y el giro al exterior para adquirir inmuebles est\u00e1n sujetos a las normas del <b>Banco Central de la Rep\u00fablica Argentina<\/b>, que cambian con frecuencia (l\u00edmites, requisitos, plazos, situaci\u00f3n del comprador ante ARCA). Por eso esta gu\u00eda no lista reglas: lo que hoy es correcto puede no serlo el mes que viene. Lo que s\u00ed es constante: <b>la operaci\u00f3n se hace con la normativa vigente en la fecha, con tu contador, y queda declarada<\/b> \u2014 en Argentina (Bienes Personales, declaraci\u00f3n del bien en el exterior) y en Brasil (contrato de cambio).<\/p>\n<div class=\"two\"><div><h3>Buena se\u00f1al<\/h3><ul><li>Te explican el contrato de cambio antes del primer giro.<\/li><li>Cada pago tiene su contrato de cambio, ligado al contrato de compra.<\/li><li>Tu contador participa antes del primer giro.<\/li><\/ul><\/div><div class=\"care\"><h3>Se\u00f1al de alerta<\/h3><ul><li>&#8220;Tra\u00e9 el efectivo, ac\u00e1 lo cambiamos.&#8221;<\/li><li>Transferencias a cuentas de terceros o sin finalidad declarada.<\/li><li>Nadie te explica c\u00f3mo sale la plata cuando vendas.<\/li><\/ul><\/div><\/div>\n<h2 id=\"s3\">Pagos en cuotas durante la obra<\/h2>\n<p>En pozo a costo real de obra, los aportes siguen el cronograma: cada uno entra por su contrato de cambio. Eso te permite <b>elegir el momento del cambio<\/b> para cada aporte, con el calendario conocido con anticipaci\u00f3n, y deja cada pago documentado por separado. Ped\u00ed el cronograma de aportes antes de firmar.<\/p>\n<div class=\"wa-faixa escura\"><p><b>\u00bfHacemos la cuenta con tu monto?<\/b>Decinos cu\u00e1nto ten\u00e9s y en cu\u00e1nto tiempo lo pod\u00e9s necesitar. Te mandamos la cuenta en d\u00f3lares con un proyecto real.<\/p><a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.%20Quiero%20la%20cuenta%20en%20d%C3%B3lares%20con%20mi%20monto%20y%20un%20proyecto%20real.%20Tengo%20US%24%20\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Hacer la cuenta con mi monto<\/span><\/a><\/div>\n<h2 id=\"s4\">Antes del primer giro: cinco preguntas<\/h2>\n<ul class=\"check\"><li>\u00bfTengo CPF y el contrato de compra firmado, para declarar la finalidad?<\/li><li>\u00bfS\u00e9 qu\u00e9 banco o casa de cambio va a hacer el contrato de cambio?<\/li><li>\u00bfMi contador defini\u00f3 el camino del lado argentino con la normativa vigente?<\/li><li>\u00bfVoy a guardar el contrato de cambio de cada aporte junto con el contrato de compra?<\/li><li>\u00bfS\u00e9 c\u00f3mo sale la plata si vendo?<\/li><\/ul>\n<div class=\"mini\" data-mini=\"\" id=\"calc\">\n<div class=\"in\">\n<div class=\"tt\"><b>Ya sab\u00e9s c\u00f3mo se hace. Falta la cuenta.<\/b><p class=\"calc-link\">Con los pasos claros, la pregunta que queda es cu\u00e1nto ser\u00edan tus d\u00f3lares. Pon\u00e9 tu monto y mir\u00e1 la referencia de Ceni &amp; Southier: 20% al a\u00f1o durante la obra, del precio de lanzamiento al de entrega.<\/p><\/div>\n<div class=\"esq\">\n<label class=\"lbl-s pri\" for=\"mini-v\">Tu monto en d\u00f3lares<\/label>\n<div class=\"campo\"><span>US$<\/span><input aria-label=\"Monto en d\u00f3lares\" autocomplete=\"off\" class=\"mini-v\" id=\"mini-v\" inputmode=\"numeric\" type=\"text\" value=\"20.000\"\/><\/div>\n<div class=\"aviso-min\" data-min=\"\">El monto m\u00ednimo para simular es US$ 9.000.<\/div>\n<div class=\"chips montos\" data-montos=\"\"><button class=\"chip on\" data-v=\"20000\" type=\"button\">US$ 20 mil<\/button><button class=\"chip\" data-v=\"50000\" type=\"button\">US$ 50 mil<\/button><button class=\"chip\" data-v=\"100000\" type=\"button\">US$ 100 mil<\/button><\/div>\n<span class=\"lbl-s\">Cu\u00e1ndo vend\u00e9s<\/span>\n<div class=\"chips plazos\" data-plazos=\"\"><button class=\"chip\" data-m=\"18\" type=\"button\">Durante la obra \u00b7 mes 18<\/button><button class=\"chip on\" data-m=\"36\" type=\"button\">Al final \u00b7 mes 36<\/button><\/div>\n<\/div>\n<div aria-live=\"polite\" class=\"res\">\n<span class=\"k\" data-k=\"\">Tus US$ 20.000 podr\u00edan convertirse en<\/span>\n<span class=\"v num\" data-res=\"\">US$ 32.000<\/span>\n<span class=\"g\" data-g=\"\">+60% \u00b7 al final de la obra, mes 36<\/span>\n<p class=\"cmp\">En el mismo plazo, en plazo fijo en d\u00f3lares (1,25% anual) ser\u00edan <b data-pf=\"\">US$ 20.750<\/b>; guardados en la caja, comprar\u00edan lo que hoy compran <b data-caja=\"\">US$ 17.987<\/b> (inflaci\u00f3n de EE.UU. de 3,6% por a\u00f1o).<\/p>\n<a class=\"btn btn-wa\" data-wa-calc=\"\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.%20Quiero%20el%20estudio%20completo%20del%20proyecto.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span data-btxt=\"\">Quiero el estudio con US$ 20.000<\/span><\/a>\n<a class=\"mais\" href=\"\/wp\/es\/calculadora\/\">Ver la calculadora completa \u2192<\/a>\n<\/div>\n<\/div>\n<\/div>\n<h2 id=\"s5\">Preguntas frecuentes<\/h2><div class=\"faq\"><details><summary>\u00bfPuedo pagar en efectivo en Florian\u00f3polis?<\/summary><p>Pod\u00e9s cambiar d\u00f3lares en una casa de cambio en Brasil, pero el pago del inmueble tiene que quedar documentado (transferencia, contrato de cambio). Efectivo sin papel es problema despu\u00e9s: para repatriar, para declarar, para vender.<\/p><\/details><details><summary>\u00bfEn qu\u00e9 moneda pago?<\/summary><p>El contrato es en reales. Vos transfer\u00eds d\u00f3lares (u otra moneda) y el contrato de cambio convierte a reales a la cotizaci\u00f3n del d\u00eda.<\/p><\/details><details><summary>\u00bfCu\u00e1nto cuesta la transferencia?<\/summary><p>Comisi\u00f3n de la casa de cambio o del banco y diferencia de cotizaci\u00f3n; pedila por escrito antes de operar. Cambia seg\u00fan el monto y el canal.<\/p><\/details><details><summary>\u00bfNecesito cuenta en Brasil?<\/summary><p>No para comprar: el contrato de cambio puede liquidar directo al beneficiario. Para alquilar y recibir rentas, una cuenta en Brasil ayuda; el banco tiene sus requisitos.<\/p><\/details><details><summary>\u00bfY si las normas argentinas cambian mientras pago la obra?<\/summary><p>Cada aporte se hace con la normativa vigente en su fecha. Por eso el cronograma conocido con anticipaci\u00f3n y el contador acompa\u00f1ando importan m\u00e1s que cualquier regla de hoy.<\/p><\/details><\/div>\n<div class=\"paulo rv\">\n<img decoding=\"async\" alt=\"Paulo Dalla C\u00f4rt\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/paulo-dallacort.jpg\"\/>\n<div>\n<blockquote>\u201c\u00a1No inviertas en otro lugar! Invierto con Ceni desde hace 10 a\u00f1os, comprando y vendiendo departamentos todo el tiempo con ganancias (\u2026). No compres propiedades en ning\u00fan otro lugar; Ceni es un socio de inversi\u00f3n que me ha dado seguridad a lo largo de todos estos a\u00f1os.\u201d<\/blockquote>\n<div class=\"quem\"><b>Paulo Dalla C\u00f4rt<\/b> \u00b7 empresario, inversor de Ceni desde hace 10 a\u00f1os<\/div>\n<div class=\"caso-p\">Solar de Bougainville: compr\u00f3 en 2022 por <strong>US$ 105.755<\/strong> y vendi\u00f3 en 2026 por <strong>US$ 213.658<\/strong> (R$ 1,1 mill\u00f3n): <strong>+102% en d\u00f3lares<\/strong>. Una venta cerrada, no un aviso.<\/div>\n<a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.%20Quiero%20ver%20un%20caso%20como%20el%20de%20Paulo%20con%20mi%20monto%3A%20US%24%20\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Quiero un caso as\u00ed con mi monto<\/span><\/a>\n<\/div>\n<\/div>\n<div class=\"author\"><div class=\"rostos\"><img decoding=\"async\" alt=\"M\u00e1rcio Ceni\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/equipe-marcio-v2.jpg\"\/><img decoding=\"async\" alt=\"Marlene Ceni\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/marlene-v3.jpg\"\/><img decoding=\"async\" alt=\"Pedro Ceni\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/pedro-v8.jpg\"\/><\/div><div><b>Escrito por la familia Ceni \u2014 M\u00e1rcio, Marlene y Pedro<\/b><span>Empresa familiar \u00b7 veinte a\u00f1os construyendo en el Norte de Florian\u00f3polis.<\/span><span class=\"vig\">Vigente a septiembre 2026<\/span><\/div><\/div>\n<div class=\"related\"><h3>Segu\u00ed leyendo<\/h3><ul class=\"rel\"><li><a href=\"\/wp\/es\/guias\/invertir-en-florianopolis-desde-argentina-guia-2026\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"Florian\u00f3polis, Norte de la Isla\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/capa-invertir.jpg\"\/><\/span><span><span class=\"k\">Gu\u00eda<\/span><b>Invertir en Florian\u00f3polis desde Argentina: gu\u00eda 2026<\/b><\/span><\/a><\/li><li><a href=\"\/wp\/es\/guias\/como-comprar-un-departamento-en-brasil-siendo-argentino\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"Florian\u00f3polis, Norte de la Isla\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/capa-comprar.jpg\"\/><\/span><span><span class=\"k\">Gu\u00eda<\/span><b>C\u00f3mo comprar un departamento en Brasil siendo argentino: CPF, documentos y firma<\/b><\/span><\/a><\/li><li><a href=\"\/wp\/es\/guias\/cambiar-dolares-y-pesos-en-florianopolis-donde-cuanto-pix-tarjeta\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"Florian\u00f3polis, Norte de la Isla\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/capa-cambiar.jpg\"\/><\/span><span><span class=\"k\">Gu\u00eda<\/span><b>Cambiar d\u00f3lares y pesos en Florian\u00f3polis: d\u00f3nde, cu\u00e1nto, Pix o tarjeta<\/b><\/span><\/a><\/li><li><a href=\"\/wp\/es\/guias\/departamentos-en-pozo-en-florianopolis-costo-real-de-obra\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"Florian\u00f3polis, Norte de la Isla\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/capa-pozo.jpg\"\/><\/span><span><span class=\"k\">Gu\u00eda<\/span><b>Departamentos en pozo en Florian\u00f3polis: c\u00f3mo funciona el costo real de obra y qu\u00e9 te protege<\/b><\/span><\/a><\/li><\/ul><\/div>\n<\/article>\n<aside>\n<div class=\"ph\"><img decoding=\"async\" alt=\"Una mano confirma una transferencia en el celular mientras la otra sostiene la llave de un departamento.\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/10\/capa-dinero.jpg\"\/><\/div>\n<nav aria-label=\"En esta gu\u00eda\" class=\"toc toc-a\"><div class=\"t\">En esta gu\u00eda<\/div><a href=\"#s1\">Del lado brasile\u00f1o: el contrato de cambio<\/a><a href=\"#s2\">Del lado argentino: lo que define tu contador<\/a><a href=\"#s3\">Pagos en cuotas durante la obra<\/a><a href=\"#s4\">Antes del primer giro: cinco preguntas<\/a><a href=\"#s5\">Preguntas frecuentes<\/a><\/nav>\n<div class=\"lado-fixo\">\n<nav aria-label=\"En esta gu\u00eda\" class=\"toc toc-b\"><div class=\"t\">En esta gu\u00eda<\/div><a href=\"#s1\">Del lado brasile\u00f1o: el contrato de cambio<\/a><a href=\"#s2\">Del lado argentino: lo que define tu contador<\/a><a href=\"#s3\">Pagos en cuotas durante la obra<\/a><a href=\"#s4\">Antes del primer giro: cinco preguntas<\/a><a href=\"#s5\">Preguntas frecuentes<\/a><\/nav>\n<div class=\"lado-wa\">\n<div class=\"rostos\"><img decoding=\"async\" alt=\"\" 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2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Hacer la cuenta conmigo<\/span><\/a>\n<div class=\"mini-num\"><div><strong>0<\/strong>retrasos<\/div><div><strong>12<\/strong>obras<\/div><div><strong>+107%<\/strong>L\u00f3tus, US$<\/div><\/div>\n<\/div>\n<\/div>\n<\/aside>\n<\/div>\n<section class=\"proximo on-dark\" id=\"cta\">\n<div class=\"wrap\">\n<div class=\"eyebrow\">Pr\u00f3ximo paso<\/div>\n<h2>La plata entra documentada. Y sale documentada.<\/h2>\n<p class=\"lead\">Te contamos c\u00f3mo funciona el contrato de cambio en tu caso y te mandamos las direcciones de las doce obras entregadas.<\/p>\n<p class=\"pos serif\">La plata que entra documentada es la que despu\u00e9s se puede vender, heredar o repatriar sin trabas. Ese cuidado es parte de hacer crecer el patrimonio, no un detalle administrativo.<\/p>\n<div class=\"acts\"><a class=\"btn btn-wa btn-big\" href=\"https:\/\/wa.me\/5548988802654?text=Hola%2C%20vi%20el%20sitio%20de%20Ceni%20%26%20Southier%20y%20quiero%20un%20an%C3%A1lisis.%20Quiero%20los%20n%C3%BAmeros%20de%20obras%20entregadas%2C%20con%20el%20contrato.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Habl\u00e1 con un asesor de inversiones<\/span><\/a><a class=\"btn btn-ghost\" href=\"\/wp\/es\/#obras\">Ver las 12 obras entregadas<\/a><\/div>\n<span class=\"wa-nota\">Te responde la familia Ceni, en espa\u00f1ol, por WhatsApp.<\/span>\n<\/div>\n<\/section>\n<\/main>\n<footer class=\"rod-escuro\">\n<div class=\"wrap\">\n<img decoding=\"async\" alt=\"Ceni &amp; Southier\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/logo-white.png\"\/>\n<div class=\"cols\">\n<div><b>Ceni &amp; Southier Constru\u00e7\u00f5es Ltda.<\/b><br\/>Inversi\u00f3n inmobiliaria en pozo \u00b7 desde 2005<\/div>\n<div><b>Florian\u00f3polis, SC \u00b7 Brasil<\/b><br\/>Av. 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