{"id":4767,"date":"2026-10-01T19:04:04","date_gmt":"2026-10-01T19:04:04","guid":{"rendered":"https:\/\/ceniconstrucoes.com.br\/wp\/guias\/o-que-e-spe-como-protege-e-faz-crescer-seu-investimento-em-florianopolis\/"},"modified":"2026-10-01T19:28:39","modified_gmt":"2026-10-01T19:28:39","slug":"o-que-e-spe-como-protege-e-faz-crescer-seu-investimento-em-florianopolis","status":"publish","type":"page","link":"https:\/\/ceniconstrucoes.com.br\/wp\/guias\/o-que-e-spe-como-protege-e-faz-crescer-seu-investimento-em-florianopolis\/","title":{"rendered":"O que \u00e9 SPE e como ela protege e faz crescer o seu investimento em Florian\u00f3polis"},"content":{"rendered":"\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Sans:opsz,wght@9..40,400;9..40,500;9..40,700&amp;family=Newsreader:ital,opsz,wght@0,6..72,400;0,6..72,500;1,6..72,400;1,6..72,500&amp;display=swap\" rel=\"stylesheet\"\/>\n<style>:root {\n    --navy: #0B1F3A; --navy-2: #14304F;\n    --ink: #111A26; --muted: #5A6876; --line: #DCE1E6;\n    --paper: #FFFFFF; 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} }\n<\/style>\n<div class=\"ceni-site\">\n<header class=\"header\">\n<div class=\"wrap\">\n<a class=\"logo\" href=\"\/wp\/\"><img decoding=\"async\" alt=\"Ceni &amp; Southier\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/logo-navy.png\"\/><\/a>\n<nav class=\"nav\"><a href=\"\/wp\/#quienes\">Quem somos<\/a><a href=\"\/wp\/#obras\">Obras entregues<\/a><a href=\"\/wp\/#como\">Como trabalhamos<\/a><a href=\"\/wp\/#floripa\">Por que Florian\u00f3polis<\/a><a class=\"on\" href=\"\/wp\/guias\/\">Guias<\/a><a href=\"\/wp\/#contacto\">Contato<\/a><\/nav>\n<div class=\"lang\"><a href=\"\/wp\/es\/guias\/que-es-una-spe-como-protege-y-hace-crecer-tu-inversion-en-florianopolis\/\" hreflang=\"es\" title=\"Espa\u00f1ol\">ES<\/a><a class=\"on\" href=\"\/wp\/guias\/o-que-e-spe-como-protege-e-faz-crescer-seu-investimento-em-florianopolis\/\" hreflang=\"pt-BR\" title=\"Portugu\u00eas\">PT<\/a><\/div>\n<a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Ol%C3%A1%2C%20vi%20o%20site%20da%20Ceni%20%26%20Southier%20e%20quero%20uma%20an%C3%A1lise.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Falar com consultor<\/span><\/a>\n<button aria-expanded=\"false\" aria-label=\"Menu\" class=\"burger\" type=\"button\"><span><\/span><span><\/span><span><\/span><\/button>\n<\/div>\n<\/header>\n<div class=\"guide-head\" id=\"top\">\n<div class=\"wrap\">\n<div class=\"crumbs\"><a href=\"\/wp\/\">In\u00edcio<\/a><span>\u203a<\/span><a href=\"\/wp\/guias\/\">Guias<\/a><span>\u203a<\/span><a href=\"\/wp\/guias\/\">Antes de assinar<\/a><span>\u203a<\/span><span>O que \u00e9 SPE<\/span><\/div>\n<div class=\"eyebrow\">Guia \u00b7 Antes de assinar<\/div>\n<h1>O que \u00e9 SPE e como ela protege e faz crescer o seu investimento em Florian\u00f3polis<\/h1>\n<div class=\"meta\"><span>Atualizado: <b>outubro de 2026<\/b><\/span><span>7 min de leitura<\/span><span class=\"chk\">\u2713 Lei 4.591\/64 e Lei 10.931\/2004; casos reais com contrato e an\u00fancio publicado<\/span><\/div>\n<\/div>\n<\/div>\n<div class=\"wrap layout\">\n<article>\n<div class=\"direct\"><div class=\"lbl\">Resposta direta<\/div><p>Uma <b>SPE<\/b> (sociedade de prop\u00f3sito espec\u00edfico) \u00e9 uma empresa criada para um \u00fanico pr\u00e9dio, com <b>CNPJ pr\u00f3prio<\/b>. Quando voc\u00ea investe com a Ceni &amp; Southier, o seu capital entra na SPE daquele projeto: o terreno, a obra, os aportes e as contas ficam separados de qualquer outra obra e da pr\u00f3pria construtora. Isso d\u00e1 duas coisas. <b>Seguran\u00e7a<\/b>: o seu dinheiro s\u00f3 pode ir para o seu pr\u00e9dio, e os riscos s\u00e3o divididos entre os s\u00f3cios do projeto. <b>Crescimento<\/b>: voc\u00ea entra pelo custo real da obra, n\u00e3o pelo pre\u00e7o de venda, e o seu patrim\u00f4nio se valoriza com o pr\u00e9dio. Nos nossos tr\u00eas \u00faltimos pr\u00e9dios, a unidade comprada na planta vale hoje entre <b>120% e 228% a mais<\/b>. Trabalhamos assim h\u00e1 quase vinte anos: doze obras entregues, zero atrasos.<\/p><\/div>\n<p class=\"lead\" style=\"margin-top: 26px;\">&#8220;Onde fica o meu dinheiro enquanto o pr\u00e9dio \u00e9 constru\u00eddo?&#8221; \u00c9 a primeira pergunta de todo investidor. A resposta tem tr\u00eas letras.<\/p>\n<h2>A SPE, explicada em um minuto<\/h2>\n<ol class=\"steps\"><li><div><b>Um pr\u00e9dio, uma empresa<\/b><span>Para cada projeto \u00e9 criada uma sociedade nova, com CNPJ exclusivo. O \u00fanico objetivo dela \u00e9 construir aquele pr\u00e9dio.<\/span><\/div><\/li><li><div><b>O seu capital entra nessa empresa<\/b><span>Os aportes dos investidores v\u00e3o para a conta da SPE e s\u00e3o usados s\u00f3 naquela obra: terreno, materiais, m\u00e3o de obra, projeto.<\/span><\/div><\/li><li><div><b>Contas separadas e vis\u00edveis<\/b><span>Uma obra n\u00e3o paga as d\u00edvidas de outra. Os n\u00fameros do projeto ficam numa empresa pr\u00f3pria, que pode ser mostrada aos s\u00f3cios.<\/span><\/div><\/li><li><div><b>No fim, a sua unidade<\/b><span>Com o pr\u00e9dio pronto e com <em>habite-se<\/em>, cada investidor recebe o seu apartamento escriturado no pr\u00f3prio nome, com matr\u00edcula pr\u00f3pria, para usar, alugar ou vender.<\/span><\/div><\/li><\/ol><p>\u00c9 a forma mais usada na constru\u00e7\u00e3o civil para projetos de investimento, justamente pela flexibilidade e pela seguran\u00e7a jur\u00eddica.<\/p>\n<h2>Por que \u00e9 mais seguro<\/h2>\n<div class=\"two\"><div><h3>O que protege voc\u00ea<\/h3><ul><li><b>CNPJ exclusivo:<\/b> o seu investimento est\u00e1 num projeto com nome e n\u00famero pr\u00f3prios, n\u00e3o no caixa geral de uma empresa.<\/li><li><b>Risco compartilhado:<\/b> os riscos do projeto s\u00e3o divididos entre os s\u00f3cios da SPE, n\u00e3o caem sobre um s\u00f3.<\/li><li><b>Registro da obra:<\/b> antes de vender, o projeto \u00e9 registrado no Registro de Im\u00f3veis (Lei 4.591\/64, art. 32).<\/li><li><b>Patrim\u00f4nio de afeta\u00e7\u00e3o:<\/b> quando o projeto adota (Lei 10.931\/2004), terreno, obra e pagamentos ficam blindados do resto do patrim\u00f4nio da empresa.<\/li><\/ul><\/div><div><h3>O que garante<\/h3><ul><li>Quase vinte anos trabalhando com SPE.<\/li><li>Doze obras entregues, todas no prazo; o Solar da Cachoeira tinha prazo em mar\u00e7o de 2024 e foi entregue em dezembro de 2023.<\/li><li>485 unidades vendidas e mais de sessenta pessoas na equipe.<\/li><li>Uma empresa familiar, com M\u00e1rcio e Marlene \u00e0 frente desde a primeira obra.<\/li><\/ul><\/div><\/div>\n<h2>Por que rende mais<\/h2>\n<p>Na SPE voc\u00ea entra <b>pelo custo real da obra<\/b> (modelo previsto na Lei 4.591\/64, art. 58): paga o que custa construir, n\u00e3o o que custa vender. A diferen\u00e7a entre esse custo e o valor de mercado do apartamento pronto \u00e9 o seu ganho, e fica no seu patrim\u00f4nio. Al\u00e9m disso, quando o projeto est\u00e1 sob patrim\u00f4nio de afeta\u00e7\u00e3o, ele pode ser tributado pelo Regime Especial (RET), com al\u00edquota unificada de 4% sobre as receitas (Lei 10.931\/2004): menos imposto no projeto, mais valor para os s\u00f3cios.<\/p><div class=\"tablewrap\"><table><thead><tr><th>Pr\u00e9dio<\/th><th>Pago na planta (contrato)<\/th><th>Anunciado hoje<\/th><th>Valoriza\u00e7\u00e3o<\/th><\/tr><\/thead><tbody><tr><td>Solar de L\u00f3tus, Ingleses Norte<\/td><td>R$ 231.742 (dez\/2017)<\/td><td>R$ 760.000<\/td><td><b>+228%<\/b><\/td><\/tr><tr><td>Solar da Cachoeira, Cachoeira do Bom Jesus<\/td><td>R$ 225.000 (2020)<\/td><td>R$ 675.000<\/td><td><b>+200%<\/b><\/td><\/tr><tr><td>Solar de Bougainville, Cachoeira do Bom Jesus<\/td><td>R$ 546.276 (2022)<\/td><td>R$ 1.200.000<\/td><td><b>+120%<\/b><\/td><\/tr><\/tbody><\/table><\/div><p class=\"src\">Valor de compra conforme contrato; valor de hoje conforme an\u00fancios publicados de unidades do mesmo pr\u00e9dio, 2026. Paulo Andrei Dalla C\u00f4rt, investidor da Ceni h\u00e1 dez anos, comprou no Bougainville em 2022 por R$ 546 mil e <b>vendeu em 2026 por R$ 1,1 milh\u00e3o<\/b>.<\/p>\n<h2>Como isso acontece na pr\u00e1tica<\/h2>\n<ol class=\"steps\"><li><div><b>Grupo de investidores<\/b><span>Cada projeto re\u00fane um grupo de investidores que entra por cotas. No Serene Beach, no Beco dos Milion\u00e1rios (Canajur\u00ea), <strong>todas as cotas foram vendidas<\/strong> e o grupo foi fechado em dezembro de 2024.<\/span><\/div><\/li><li><div><b>Investidores que voltam<\/b><span>Santiago Peralta, investidor argentino, somou quatro unidades em dois projetos: a 207 e a 306 no Mar do Norte, e a 103 e a 403 no Beriyth Residence.<\/span><\/div><\/li><li><div><b>Perto de voc\u00ea<\/b><span>Apresentamos os nossos projetos a investidores no Brasil e na Argentina, em Buenos Aires e em Jun\u00edn, e atendemos pessoalmente, da primeira conversa \u00e0 entrega das chaves.<\/span><\/div><\/li><\/ol>\n<h2>Cinco perguntas para fazer antes de entrar numa SPE<\/h2><ul class=\"check\"><li>Qual \u00e9 o CNPJ da SPE deste projeto?<\/li><li>Qual \u00e9 o n\u00famero de registro da incorpora\u00e7\u00e3o no Registro de Im\u00f3veis?<\/li><li>O projeto tem patrim\u00f4nio de afeta\u00e7\u00e3o?<\/li><li>Quantas obras a construtora entregou, e no prazo?<\/li><li>Como e quando recebo a minha unidade escriturada no meu nome?<\/li><\/ul>\n<div class=\"cta-mid\"><p>Quer ver como est\u00e1 montada a SPE do nosso pr\u00f3ximo projeto? Explicamos pelo WhatsApp, com n\u00fameros.<\/p><a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Ol%C3%A1%2C%20vi%20o%20site%20da%20Ceni%20%26%20Southier%20e%20quero%20uma%20an%C3%A1lise.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg>Fale com um consultor de investimentos<\/a><\/div>\n<h2>Perguntas frequentes<\/h2><div class=\"faq\"><details><summary>O que \u00e9 SPE na constru\u00e7\u00e3o civil?<\/summary><p>Uma sociedade de prop\u00f3sito espec\u00edfico: uma empresa criada s\u00f3 para um projeto, com CNPJ pr\u00f3prio, que re\u00fane o terreno, a obra, os aportes e as contas daquele pr\u00e9dio, separados de qualquer outro.<\/p><\/details><details><summary>O meu dinheiro est\u00e1 seguro numa SPE?<\/summary><p>O seu capital fica num projeto com CNPJ exclusivo, \u00e9 usado s\u00f3 naquela obra e os riscos s\u00e3o divididos entre os s\u00f3cios. Com registro da incorpora\u00e7\u00e3o, patrim\u00f4nio de afeta\u00e7\u00e3o e uma construtora com doze obras entregues no prazo, \u00e9 a estrutura mais segura para investir na planta.<\/p><\/details><details><summary>Quanto rende investir numa SPE?<\/summary><p>Voc\u00ea entra pelo custo da obra e fica com a diferen\u00e7a at\u00e9 o valor de mercado. Nos nossos tr\u00eas \u00faltimos pr\u00e9dios, a unidade comprada na planta vale hoje entre 120% e 228% a mais do que foi pago.<\/p><\/details><details><summary>Quem mora fora do Brasil pode investir numa SPE?<\/summary><p>Pode. \u00c9 preciso ter CPF e assinar o contrato pessoalmente ou por procura\u00e7\u00e3o. No fim, a unidade \u00e9 escriturada no seu nome.<\/p><\/details><details><summary>O que eu recebo no fim?<\/summary><p>O seu apartamento, escriturado e registrado no seu nome, pronto para usar, alugar por temporada ou vender.<\/p><\/details><\/div>\n<div class=\"cta-end\" id=\"cta\"><h2>O seu capital, num pr\u00e9dio com nome e n\u00famero pr\u00f3prios.<\/h2><p>Mandamos pelo WhatsApp como funciona a SPE do nosso pr\u00f3ximo projeto: cotas, cronograma de aportes e os casos de valoriza\u00e7\u00e3o com contrato.<\/p><p class=\"pos\" style=\"margin-top:12px;font-size:15px;opacity:.78;\">Ceni &amp; Southier \u00b7 Constru\u00edmos h\u00e1 vinte anos no Norte de Florian\u00f3polis para que o investidor entre pelo custo real da obra \u2014 e o patrim\u00f4nio cres\u00e7a pelo pre\u00e7o de entrada, n\u00e3o pela promessa.<\/p><div class=\"acts\"><a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Ol%C3%A1%2C%20vi%20o%20site%20da%20Ceni%20%26%20Southier%20e%20quero%20uma%20an%C3%A1lise.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg>Fale com um consultor de investimentos<\/a><a class=\"btn btn-light\" href=\"\/wp\/#obras\">Ver as 12 obras entregues<\/a><\/div><\/div>\n<div class=\"author\"><div class=\"av\"><img decoding=\"async\" alt=\"M\u00e1rcio Ceni\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/marcio-obra.jpg\"\/><\/div><div><b>Escrito pela equipe da Ceni &amp; Southier, com M\u00e1rcio Ceni<\/b><span>S\u00f3cio-fundador \u00b7 dire\u00e7\u00e3o de obra \u00b7 vinte anos construindo no Norte de Florian\u00f3polis.<\/span><span class=\"vig\">Vigente em outubro de 2026 \u00b7 Conte\u00fado informativo \u00b7 n\u00e3o substitui a assessoria profissional para o seu caso.<\/span><\/div><\/div>\n<div class=\"related\"><h3>Continue lendo<\/h3><ul class=\"rel\"><li><a href=\"\/wp\/guias\/construtora-confiavel-em-florianopolis\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-cachoeira.jpg\"\/><\/span><span><span class=\"k\">Guia<\/span><b>Antes de investir: como saber se a construtora \u00e9 confi\u00e1vel?<\/b><\/span><\/a><\/li><li><a href=\"\/wp\/guias\/financiamento-para-estrangeiro-comprar-apartamento-no-brasil\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-canteiro.jpg\"\/><\/span><span><span class=\"k\">Guia<\/span><b>D\u00e1 para financiar um apartamento no Brasil? Como investir na planta, sem banco<\/b><\/span><\/a><\/li><li><a href=\"\/wp\/guias\/quanto-custa-um-apartamento-em-florianopolis\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-cachoeira.jpg\"\/><\/span><span><span class=\"k\">Guia<\/span><b>Quanto custa investir em um apartamento em Florian\u00f3polis?<\/b><\/span><\/a><\/li><li><a href=\"\/wp\/guias\/imovel-na-planta-ou-renda-fixa-como-comparar\/\"><span class=\"ph\"><img decoding=\"async\" alt=\"\" loading=\"lazy\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-lotus.jpg\"\/><\/span><span><span class=\"k\">Guia<\/span><b>Im\u00f3vel na planta ou renda fixa: como comparar de verdade<\/b><\/span><\/a><\/li><\/ul><\/div>\n<\/article>\n<aside>\n<div class=\"box\">\n<div class=\"ph\"><img decoding=\"async\" alt=\"Solar de Bougainville, entregue em 2024\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/obra-bougainville.jpg\"\/><\/div>\n<h3>Verifique a Ceni &amp; Southier<\/h3>\n<ul class=\"verify\">\n<li><span>CNPJ ativo \u2014 <a href=\"https:\/\/solucoes.receita.fazenda.gov.br\/servicos\/cnpjreva\/cnpjreva_solicitacao.asp\" rel=\"noopener\" target=\"_blank\">consultar<\/a><\/span><\/li>\n<li><span>Respons\u00e1vel t\u00e9cnico \u2014 <a href=\"https:\/\/www.crea-sc.org.br\/\" rel=\"noopener\" target=\"_blank\">CREA-SC<\/a><\/span><\/li>\n<li><span>12 obras entregues, com endere\u00e7o \u2014 <a href=\"\/wp\/#obras\">ver<\/a><\/span><\/li>\n<li><span>Solar da Cachoeira: prazo mar\/2024, entregue dez\/2023<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"box\">\n<h3>Ceni &amp; Southier em n\u00fameros<\/h3>\n<div class=\"nums\"><div><strong>20<\/strong><small>anos<\/small><\/div><div><strong>485<\/strong><small>unidades vendidas<\/small><\/div><div><strong>12<\/strong><small>obras entregues<\/small><\/div><div><strong>0<\/strong><small>atrasos<\/small><\/div><\/div>\n<\/div>\n<div class=\"box navy\">\n<h3 style=\"color: #fff;\">Prefere que a gente explique?<\/h3>\n<p>Uma conversa sem discurso. Mostramos os documentos e as obras.<\/p>\n<a class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Ol%C3%A1%2C%20vi%20o%20site%20da%20Ceni%20%26%20Southier%20e%20quero%20uma%20an%C3%A1lise.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg>Falar com consultor<\/a>\n<\/div>\n<\/aside>\n<\/div>\n<footer>\n<div class=\"wrap\">\n<img decoding=\"async\" alt=\"Ceni &amp; Southier\" src=\"https:\/\/ceniconstrucoes.com.br\/wp\/wp-content\/uploads\/2026\/09\/logo-navy.png\"\/>\n<div class=\"cols\">\n<div><b>Ceni &amp; Southier Constru\u00e7\u00f5es Ltda.<\/b><br\/>Investimento imobili\u00e1rio na planta \u00b7 desde 2005<\/div>\n<div><b>Florian\u00f3polis, SC \u00b7 Brasil<\/b><br\/>Av. Luiz Boiteux Piazza, 2108 \u2013 Sala 01<br\/>Cachoeira do Bom Jesus<\/div>\n<div><b>Versi\u00f3n en espa\u00f1ol<\/b><br\/>ceniconstrucoes.com.br\/es<br\/>Pol\u00edtica de privacidade<\/div>\n<\/div>\n<p class=\"legal\">Esta guia tem car\u00e1ter informativo. N\u00e3o constitui assessoria jur\u00eddica nem oferta p\u00fablica. Os dados da empresa s\u00e3o declara\u00e7\u00f5es da Ceni &amp; Southier, acompanhadas dos documentos que os comprovam.<\/p>\n<\/div>\n<\/footer>\n<div class=\"float\"><a aria-label=\"WhatsApp\" class=\"btn btn-wa\" href=\"https:\/\/wa.me\/5548988802654?text=Ol%C3%A1%2C%20vi%20o%20site%20da%20Ceni%20%26%20Southier%20e%20quero%20uma%20an%C3%A1lise.\" rel=\"noopener\" target=\"_blank\"><svg aria-hidden=\"true\" viewbox=\"0 0 24 24\"><path d=\"M12 2a10 10 0 0 0-8.6 15.1L2 22l5-1.3A10 10 0 1 0 12 2zm0 18.2a8.2 8.2 0 0 1-4.2-1.2l-.3-.2-3 .8.8-2.9-.2-.3A8.2 8.2 0 1 1 12 20.2zm4.5-6.1c-.2-.1-1.5-.7-1.7-.8s-.4-.1-.6.1-.6.8-.8 1-.3.2-.5.1a6.7 6.7 0 0 1-3.3-2.9c-.3-.4.2-.4.7-1.3.1-.2 0-.3 0-.4l-.8-1.8c-.2-.5-.4-.4-.6-.4h-.5a1 1 0 0 0-.7.3 3 3 0 0 0-.9 2.2 5.2 5.2 0 0 0 1.1 2.8 12 12 0 0 0 4.6 4c1.7.7 2.3.8 3.1.7a2.7 2.7 0 0 0 1.8-1.2 2.2 2.2 0 0 0 .1-1.2c0-.2-.2-.2-.4-.3z\"><\/path><\/svg><span>Conversar com consultor<\/span><\/a><\/div>\n<script>\/* ceni-menu *\/\n(function(){\n  var root = document.querySelector('.ceni-site') || document;\n  var h = root.querySelector('.header'), b = root.querySelector('.burger'); if (!h || !b) return;\n  function set(open){ h.classList.toggle('menu-open', open); b.setAttribute('aria-expanded', open ? 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